Let's Get Personal with a Loan

Whether you have your eye on that new fishing boat, you’re ready to book your dream vacation, or want to consolidate your debt, we have the personal loan for you for your lifestyle and goals.

Revolving Lines

of Credit

Pledge Loans

Secured &

Unsecured Loans

Fixed Rates

Various Terms

Vehicles, Boats & RVs

Home Improvements & Repairs

Debt Consolidation

Vacations

Unexpected or Large Expenses

Strengthen Your Financial Security

Personal Visa Credit Cards

Build credit, cover large expenses, or prepare for times of emergency with the First Federal Bank Visa Credit Card. It offers easy access to additional funds as needed. Plus, through our partnership with UChoose Rewards^®, you’ll earn points with every purchase, redeemable for some serious goodies at a number of your favorite retailers.

Earn a UChoose^® Reward point for every $1 spent – wherever you shop.

Redeem points for Cash Back, Gift Cards, Merchandise, and Travel.

Earn points when you shop in-store and online, even extra points for participating retailers.

Access Your Personal Credit Card Any Time

View your balance, make or schedule a payment, download monthly statements, and more.

Your Credit Card Agreement is available upon request. To request a copy, call (800) 860-1238. Include your name, type of card, and the last four digits of your account number.

Access Your Account Online

First Federal Bank of Louisiana Personal Credit Cards

Visa Platinum	Visa Gold	Visa Classic	Visa Secured
8.90% APR Purchase & Balance Transfers 10.90% APR Cash Advances	9.90% APR Purchase & Balance Transfers 11.90% APR Cash Advances	12.95% APR Purchase & Balance Transfers 14.95% APR Cash Advances	12.95% APR Purchase & Balance Transfers 14.95% APR Cash Advances
$0 Annual Fee	$0 Annual Fee	$0 Annual Fee	$25 Annual Fee
No Balance Transfer Fees	No Balance Transfer Fees	No Balance Transfer Fees	No Balance Transfer Fees
2% Cash Advance Fee ($2.00 minimum, $50.00 maximum)	2% Cash Advance Fee ($2.00 minimum, $50.00 maximum)	2% Cash Advance Fee ($2.00 minimum, $50.00 maximum)	2% Cash Advance Fee ($2.00 minimum, $50.00 maximum)
1% Foreign Transaction Fee	1% Foreign Transaction Fee	1% Foreign Transaction Fee	1% Foreign Transaction Fee
UChoose Rewards^®	UChoose Rewards^®	N/A	N/A