SMART ACCESS CHECKING

Our Smart Access Checking gives you the tools and services you need to build confidence in your financial future. Smart Access Checking offers those who are looking to improve their finances a safe, affordable, and truly useful mainstream banking product to access and manage their money. The account is Bank On Certified, which is provided by the nonprofit Cities for Financial Empowerment Fund.

Rebuild Your Credit

Designed for those who need a fresh start.

Easy 24/7 Access

Comes with the standard account benefits.

Bank On Certified

A safe and affordable way to bank.

Account DetailsSmart Access Checking

More Benefits & Information

  • $25 minimum opening deposit
  • No checks issued*
  • No NSF Fees
  • No account activation, low balance, closure, or dormancy fees

Balance to Earn Interest

  • No interest paid

Account Maintenance Fee

  • $5 (assessed monthly)

* Any paper check, draft, or payment will be returned unpaid. The payee may charge additional fees when the check is returned. This account may receive four official checks each monthly statement cycle period at no charge. Additional official checks will be subjected to standard official check fees.