Business Loans & Lines of Credit

Effective January 1, 2024, business owners may be required to complete a beneficial ownership report with FinCEN (Financial Crimes Enforcement Network) as required by federal law. Click here to see if you need to register.

From startup to expansion, First Federal Bank provides custom financing tailored to meet your specific business needs. Our loan decisions are made locally by people you know and trust, which allows for quick decisions and personal consideration. Call us today at (337) 433-3611.

We offer an array of competitive business loan products, including:

• Real Estate Loans – interim construction and permanent financing for projects both large and small.
• Term Loans for Non-Real Estate Fixed Asset Purchase – financing for replacement or expansion related to furniture, fixtures, and equipment.
• Lines of Credit – revolving and non-revolving lines designed to assist short-term working capital needs relating to seasonal inventory purchases and accounts receivable turnover.
• Bridge Loans – short-term borrowing for special circumstances where defined short-term repayment sources are identified.
• SBA Loans – we are a participating lender of the Small Business Administration’s 7(a) and 504 programs.

Business Credit Cards

Our Business Visa^® credit card is a great tool for tracking and managing company expenses. Keeping your personal and business credit charges separate allows for easier expense identification at tax preparation time.

• Fixed rates
• No annual fee
• Automatic draft of payment available
• Falcon^™ fraud detection

Online Credit Card Access

Your monthly credit card statement and online payment options are available by clicking the button below. First-time users must contact First Federal Bank to receive access by calling (337) 421-1200.

Your Credit Card Agreement is available upon request. To request a copy, call (800) 860-1238. Include your name, type of card (Business Visa^®), and the last four digits of your account number.

ACCESS YOUR ACCOUNT ONLINE